Deciphered: The Fintech Podcast

Roll On the New Year: What Will We See in Fintech in 2024?

Episode Summary

In this episode of Deciphered, Adam Davis, Associate Partner at Bain & Co, is joined by Jeff Tijssen, Expert Partner and Global Head of FinTech, Bain & Co, Mike Cashman, Partner at Bain & Co, Mariagiovanna Di Feo, Partner at Bain & Co and Mike Smith, Partner at Bain & Co, to discuss what trends will arise and what changes to the industry we will see in 2024.

Episode Notes

In this episode of Deciphered, Adam Davis, Associate Partner at Bain & Co, is joined by Jeff Tijssen, Expert Partner and Global Head of FinTech, Bain & Co, Mike Cashman, Partner at Bain & Co, Mariagiovanna Di Feo, Partner at Bain & Co and Mike Smith, Partner at Bain & Co, to discuss what trends will arise and what changes to the industry we will see in 2024.

Timestamps:

• 00:00 Introduction
• 03:38 What will we see in fintech in '24?
• 10:35 2023 rewind: Rising rates, regulations, open banking & digital assets
• 13:30 Profitability
• 16:40 Investor sentiment going into Q1 '24
• 21:31 Differentiation between VC & PE
• 23:43 Geographical nuances, investor appetite & growth
• 25:13 Payment predictions for '24
• 28:18 Growth, card flows, & alternative payment methods
• 31:00 Embedded finance & connected vehicles - will we see growth?
• 35:33 How will blockchain evolve over the next year?
• 39:19 How can digital banks/players position themselves for the change in growth?
• 44:59 No. 1 predictions for 2024

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• You can find Adam Davis here
• You can find Jeff Tijssen here
• You can find Mike Cashman here
• You can find Mariagiovanna Di Feo here
• You can find Mike Smith here

For more insights from the Deciphered podcast, visit the page on Bain’s website